The following federal agencies are responsible for enforcing the federal Truth in Lending Act, the law that governs credit disclosure for home equity lines. Any question concerning compliance with the act by a particular financial institution should be directed to its enforcement agency.

Federal Credit Unions
National Credit Union Administration
1776 G Street, NW
Washington, DC 20456
(202) 357-1065

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Federally Insured Non-Member State Chartered Banks and
Savings Banks
Office of Consumer Programs
Federal Deposit Insurance Corporation
550 Seventeenth Street, NW

Washington, DC 20429
(800) 424-5488; (202) 898-3536

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Federally Insured Savings and Loan Institutions and
Federally Chartered Savings Banks
Office of Thrift Supervision
1700 G Street, NW
Washington, DC 20552
(202) 377-6237

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Mortgage Companies
Division of Credit Practices
Bureau of Consumer Protection
Federal Trade Commission
601 Pennsylvania, NW
Washington, DC 20580
(202) 326-3224

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